Delaware Collection Agency Services Statute of Limitations

Below you will find important information on Delaware state debt recovery laws including: Delaware Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: DELAWARE

Interest Rate

  • Prejudgment interest at legal rate: 6% (as of 12/2002) or contractual rate.
  • Post-judgment interest at legal or contract rate

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 4
  • Sales of Goods (UCC): 4
  • Written Contract: 3
  • Promissory Notes: 6
  • Personal Injury and Damage to Personal Property: 2
  • Judgments: 10
  • Justice of the Peace Court: 3
  • Superior Court: 10

BAD CHECK LAWS (CIVIL PENALTY)

N/A

GENERAL GARNISHMENT EXEMPTIONS

Wage garnishment may not exceed 15% of disposable earnings or reduce disposable earnings to less than $150.00 a week.

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