Iowa Collection Agency Services Statute of Limitations

Below you will find important information on Iowa state debt recovery laws including: Iowa Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: IOWA

Interest Rate

  • Legal & Judgment: legal floating rate per T-Bill

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 5
  • Written Contract: 10
  • Domestic Judgment: 10 – can be renewed in th 9th year
  • Foreign Judgment: 10 – can be renwed in the 9th year

BAD CHECK LAWS (CIVIL PENALTY)

537.2501G allows 5% of check or $20.00, whichever is greater. 625.22 allows for reasonable attorney fees.

GENERAL GARNISHMENT EXEMPTIONS

See federal law.

To get started today, call us at 321-710-3530 to speak with an associate
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