No Recovery. No Fee. We Only Get Paid When You Do.
Serving businesses and individuals across the U.S. and internationally. Our contingency-based collections process means you owe nothing unless we recover what's yours. Cases requiring litigation are handled through our nationwide attorney network and assessed individually.
40,000+
Clients Served
500,000+
Total Claims Collected
30,000+
Successfully Litigated Claims
$123,000,000+
Total Amount Recovered
Why Choose Us As Your Collection Agency?
Legal strength, global reach, and a zero-risk model — everything you need to recover what you're owed.
Nationwide Attorney Network
With 500+ attorneys spanning every state, we escalate your case to a local attorney the moment standard efforts fall short. Full legal force — no additional upfront cost to you.
International Collections
Unpaid debts don't stop at borders — and neither do we. Our multilingual specialists and global partner network pursue debtors across the U.S. and internationally with no geographic limitations.
Contingency-Based Recovery
Our process is 100% contingency-based — you pay nothing unless we recover your money. Zero financial risk to get started. We only succeed when you do.
Industries We Serve
Manufacturing
Construction
Staffing
Logistics
Marketing
SaaS
Health Care
Hospitality
Legal
Financial
Retail
Media
Get Your Free Assesment!
Fill out the form below and a specialist will contact you immediately.
What Our Clients Say
Real results. Real clients. Real reviews.
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★★★★★
Working with Collection Agency Service has been a great experience for my business. As a busy business owner, I don't have much time to chase down past due accounts — but this agency took that burden completely off my plate. Highly recommend them to any business owner dealing with unpaid accounts.
"
★★★★★
I have appreciated the service and the efforts from this team. They provide a valuable service for both big and small companies — keeping clients who create bad debt honest. A great resource for any business looking to protect their bottom line.
"
★★★★★
They have been great and communicate very well throughout the entire process. I will absolutely continue to use this service. Professional, responsive, and effective — couldn't ask for more. Thanks again!
"
★★★★★
Nothing but professional. They always keep me updated whenever I email or call in. They were able to pursue a judgment I had been trying to collect on for 7 years in California — and they got it done. Justin, Maria, and the entire team are incredibly proactive. Thank you for having my back!
How We Work
A proven three-phase approach to recovering what you're owed
Step One
Phase 1
- Daily Phone Calls
- Demand Letters
- Skip Tracing
- Settlement Negotiations
- Dispute Resolution
Our collectors begin immediate outreach, placing daily calls and sending formal demand letters for the first 14–21 days. Every angle is pursued to reach a resolution. If the account remains unresolved, we escalate directly to Phase 2 without delay.
Step Two
Phase 2
- Local Attorney Assigned
- Legal Demand Letters
- Legal Case Evaluation
- Advanced Dispute Resolution
Your case is immediately forwarded to an attorney in the debtor's jurisdiction. The attorney's office takes over communications and pursues every legal avenue available. If full resolution is still not achieved, we move to Phase 3 for a final determination.
Step Three
Phase 3
Based on our full case evaluation, one of two outcomes will be recommended:
If our investigation determines that the likelihood of recovery is low, we will advise closing the case — at no cost to you whatsoever.
If litigation is recommended, the decision is entirely yours. If you choose not to move forward, we close the file and you owe nothing. If you proceed, our attorney network handles everything.
Our collections process is built on a contingency model — we only earn a fee when we successfully recover funds on your behalf. In certain situations, such as accounts with very low balances, complex international claims, or cases that require significant legal resources, an alternative fee arrangement may be discussed with you upfront. Full transparency on all fees is provided before any commitment is made. You are never charged without your knowledge or consent.
Frequently Asked Questions
Everything you need to know about our debt collection process.
How long does the collection process take?
Every case is different, but most accounts are resolved within 2 weeks to 60 days. Simpler cases with cooperative debtors can be settled quickly, while more complex accounts involving skip tracing, legal escalation, or international debtors may take longer. We work aggressively from day one to resolve your case as fast as possible.
What percentage do you take?
Our contingency rate is determined on a case-by-case basis and depends on two key factors: the total amount of the debt and how long it has been unpaid. Larger, more recent debts typically carry a lower percentage, while older or smaller balances may carry a higher rate. A specialist will review your case and provide a full breakdown before any commitment is made — with complete transparency and no surprises.
What types of debt do you collect?
We collect any type of debt — commercial, consumer, medical, legal judgments, NSF returned checks, international debts, and more. Whether you're a small business chasing a single unpaid invoice or a large organization managing hundreds of accounts, we have the tools and experience to recover what you're owed across any industry.
Is there any upfront cost to get started?
For standard collection cases, there is absolutely no upfront cost. Our process is contingency-based, meaning we only earn a fee when we successfully recover funds on your behalf. Certain cases requiring litigation or special handling may involve a separate discussion, but you will always be informed before any charges are incurred.
Do you collect debts internationally?
Yes — we operate domestically and internationally. Our multilingual team and global network of attorneys and partners allow us to pursue debtors across borders. No matter where your debtor is located, we have the resources and expertise to pursue your claim.
What happens if you can't collect?
If we are unable to recover your funds, you owe us absolutely nothing. Our contingency model means we only get paid when you get paid. In cases where recovery is determined to be unlikely after a thorough investigation, we will recommend closing the file at no cost to you.
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